Be money wise

 ROCE Or return on capital employed is the profitability ratio that measures how efficiently a company using it's capital to generate profit. While there is no standard value for ROCE, higher value indicate the company is in good position in capital employment. Lower value indicate that the company has lot of cash in hand since cash is included in the total assets.  The following are the large cap stocks that have more than 40%ROCE consistently for three years 1. Hindustan Unilever- 65% 2.Nestle- 50% 3.TCS- 46% 4.Britannia-41% 5.Marico- 44% Investing in equities poses the risk if financial loss. Please do your due diligence about any stocks before investing. 

 List of monopoly stocks listed in Indian stock exchange 2022 1. IRCTC - 100% in ticketing business 2. HAL- 100% in defense manufacturing 3.IEX- 95% in short term electricity contracts in India 4. MCX- 92% in India's commodities exchange sector 5. Coal India - 82% coal production 6.Hindustan zinc- 78% in zinc industry 7. ITC - 77 % in cigarettes 8. Marico -73% in oil products 9. CAMS - 70% within mutual fund industry 10. Pidilite- 70% in adhesive  11.CONCOR- 68% in cargo carrier 12. Praj industries- 60% in ethanol plant installation industry 13. BHEL - 67% in power equipment sector 14. CDSL- 59% in depository business 15. APL Apollo- 50% in pre- galvanized and structural tube industry

 Passive income can be great way to help you generate extra cash flow along with your primary job. It may also help you to beat inflation while you are Unemployed. It may also help you an early retirement.  1. Create an online course 2. Write an ebooks 3. Investing in rental income either residential or commercial buildings 4. Investing in Real estate investment trust 5. Investing in Nonconvertible debentures 6. Investing in dividend yielding stocks.  7. Investing in public providend fund 8. Investing in sukanya samrudika scheme if you have a girl child 9. Create an app 10. Sponsored posts on social media All these will help you retire young and rich. It will help you to follow your passion while earning without doing nothing.  Happy investing! 

 Defensive stocks are the stocks that perform in any economic situation. They are considered safer and might not give massive returns like aggressive or growth stocks. These types of stocks fall under three categories namely utilities, consumer staples and health care.  1.Hindustan Unilever 2. Nestle 3. P&G 4. Colgate & Palmolive 5. Marico 6. Dabur 7. Britannia 8. Godrej consumers 9. ITC 10 . Avenue supermart Due highly volatility in Indian market , prevaling geopolitical uncertainty, rising inflation, repo rate hike by Rbi, financial crisis in our neighbouring countries like srilanka and Pakistan, rising crude price , heavy selling by foreign institutional investor and foreign portfolio investors, there is a panic and chaos in Indian stock market currently. But long term investors need not worry and sell their portfolio due to fear, instead rearrange your portfolios, diversify your investment in fixed deposits, bonds, debenture, mutual funds, equities, real estate, go...

Consistent compounders means businesses that have consistently increased their revenue and profits over a long period of time. They arrive with clean accounts , sensible money allocation, generate free cash flows from the business and reinvest the cash flows to generate good profitability leading to long term wealth creation for the promoters as well as the investors.  The following are the stocks that have consistently compounded irrespective of the boom or doom prevailing in the economy of the country 1.Asian paint 2.Abbot  3.Nestle 4.Tata consultancy services 5.Divi's laboratory 6. HDFC bank 7.Kotak mahindra bank 8.Page industry 9.Titan 10.Pidilite There are much more companies with consistent revenue, earnings and profitability based on based on the moat and good governance of the management.